Hi im trying to get me my first car and money is a little problem..but im sure not everyone here is rich so i was wondering how you guys got it? is there tips on getting a car even though finance is a problem? my friend said hes seen people who live in 1 bedroom apartments but drives a BMW...so i was wondering if theres a trick to getting a car???even if money is a problem? also do u guys lease or buy?? thankss! also i have no credit at all

There aint no tricks. People just want to enjoy the luxurious lifestyle even with tight budget.

^ that.

There's no easy way, its a bad investment if you don't really need it

maintaining it $
insurance $$$$$$$$$$$
car $
gas $
inspections $
tires $

yeah, there's like 2 newer lexus's, 3 newer bmw's in our 8 house condo and pretty much all of them except for us are not paying their HOA fee and one person already got foreclosed on. people try to live over their means, especially when it comes to cars.

Well, I cashed my 2004 NSX straight out the dealer. After that I bought a GTR with 35,000 down and I'm still making payments on it. However, I'm almost done with that. My Subaru was bought with my lunch money.

depends,

lease : change cars every 2-4 years (pay less per month)
finance : pay more per month but u keep it after 3-5 years

if you have to buy, best to pay for it all at once. as far as people with nice cars + small homes/apartments. Its all a matter of lifestyle. Some choose to live small with a nice car and others the opposite, even though we would all like big houses and nice cars.

first thing u should do it figure out how much u are willing to spend a month, and how much you are willing to put down.

some people just like to live the life.
and that can lead to bad things in the future.

anyways,
i financed my car,
took out a loan for 3 years.
but ill have it paid off within a year.
I had to get my cousin to cosign my loan cuz i didnt have enough credit history.
i put a lot down for my down payment, so im not taking out a really big loan and my payments arent too bad every month either.

buy a car you can afford, you wont kill urself making payments every month.
since u have no credit, youre most likely wanna get a cosigner or save up to pay it in cash.

Car is necessary for you life???
Finance is certainly a problem....

If you have no money (limited) and no credit, Unless you have a exellent co-signer your not gonna get approved on either a finance or lease. Unless you go to UNIVERSAL CITY NISSAN WHERE YOUR JOB IS YOUR CREDIT!!! SE HABLA ESPANOL!! MENTION BIG BOI SENT YA!!

Just so you know, people who live in one bedroom apartments but drive luxury cars (such as a BMW) are stupid. They invest all their money into a car instead of trying to buy an actual house. I learned about this in sociology and apparently this is known as status inconsistency. You live in a so-called sub par housing unit, yet drive a nice car. Doesn't match up

And as for me, my car (a POS BTW) was bought. Financially, I believe my dad paid it off in increments.

Just so he knows your opinion? or are you stating a fact?

I agree with you that its not a wise decision for someone whos barely getting by to purchase a high end luxury vehicle. But just because ones renting a 1 bedroom apartment and has a nice car makes him stupid?

If you can be happy with a used car, ridiculously good deals pop up once in a while from private sellers. They're usually in some special circumstance where they sell their low mileage, practically new car for a steal. But you have to be smart and able to "read" the seller and inspect the car closely for any hidden reasons why the car may be selling low. Take your time and carefully hunt for "the one" worth buying and you'll be so happy with all the money you save.



Just a counterexample: some people living in a 1 bedroom or studio can still afford or may even own a house elsewhere but because their profession/lifestyle requires them to move every so often they have to rent and take their ballin' car with them. Hella people in Silicon Valley are like this. And with the recent housing bubble some would have been better off renting and owning a nice car instead of gambling on owning a house.