[jphase]

We recently changed our insurance company to Progressive Auto Insurance. anybody have experience with them? We've had All State auto insurance for awhile but our insurance rate got bumped up after my sister was involved in an accident.

What Car Insurance company do you use?
How's the service?

[i/boss/top]

we currently use allstate and our insurance agent is really nice. she hooks us up with the best possible deal she can give us.

[kelvin6]

I use AAA, and its been quite good for me so far. Even after a at-fault accident, the rates didn't rise as much as expected, because of some little factors.

I'm usually a bit worried about insurance companies that claim to be cheaper than everyone else. This is usually how they can be cheaper: They tend to get cheap when it comes to insurance claims, like not approving a factory part and insisting on aftermarket parts for repairs to your car when something happens. Secondly if the car is totalled, they tend to low-ball you on the value of the car, and its not funny when you have to argue like crazy about it to them.

The worst part is when it comes to paying out to the other party when it comes to a at fault accident. If they low ball them, like for medical and property damage, then guess what... they can come back to sue you (sorta defeats the purpose of insurance here). Thats why I don't like these types of insurance companies. I hear too many stories from Progressive, Geico, etc. customers on my car forums, that were screwed over horribly. Sure I pay more with AAA, but when I had my accident (at-fault) they took care of everything... and it all went smooth and I didn't have to worry at all. The last thing I wanted was to get sued (because it was a major accident).

Being sued is a big issue. Especially the person who has the title of the insurance (the person who buys it), because in court they can only sue up to your net worth, so lets say you have a house, $100K in savings, a few cars, etc. The total they can sue is the value of everything there, and of course it has to be justified. If you're some 18 year old kid (buying it under your own name) with little net worth, you don't need the highest coverage possible (like $1 million in medical, etc).

[FusionGT2]

Boo to progressive..I hear they have bad service (for motorcycles). I have statefarm for my car, and their service is pretty decent. As for my bike I had bike-line and they were great

[ddonq]

i have state farm.
its pretty decent i guess.

[CatGoesMeow]

Wawanesa, Cant be beat..

[aznjeff07]

state farm....they charge me sooo much...i think it's about 250 a month and a 2000 deductible on my 07 civic

[w00tah]

Im going to change from allstate, i know they're raping us in the butt with their rates

[Parolee]

State Farm here in socal, $150 a month total for my civic and supra. I don't know if this is good rate or what their service is like and I don't care, I just pay them lol. As long as I'm insured right? Been with them over 10 years.

[R K e 1 C A]

Progressive is a decent INS. company...check out Wiki for companies basic stats like how long they've been insuring:

http://en.wikipedia.org/wiki/State_Farm_Insurance


try to stay away from smaller companies as when/if you ever have a Big Claim, it will get more complicated.

The Big ones like: State Farm, All State, etc. offer discounts but even 1 accident can bump up the rate significantly


my Fam's with State Farm but i'm w/Unitrin Direct just for me...they're not great but not bad company either


good luck

[TKY]

Progressive. I pay enough for my 2 cars and insurance.

[jphase]

ok so i have a few more questions.

please tell me how much u pay monthly/6 months/ year, what insurance company you have, what car you drive, how many years you've been driving.

[Dj AwDaMaDDiX]

ok so i have a few more questions.

please tell me how much u pay monthly/6 months/ year, what insurance company you have, what car you drive, how many years you've been driving.

$80 bucks a month full coverage, all state, 94 prelude, 4 years.


I love my hookups =D