ok..this is gonna sound kinda Emo...well..very Emo but I hope I can talk with someone that can relate.
I'm 19, full time gonna-be sophomore at UM College Park.
For some reason..I feel like I can't be financially independent and just face the real world...no I know I can't.
my mom just spent about an hour screaming at me because I can't seem to balance my books correctly and keep track of my money. I tryed to be bad ass and write 2 checks..without checking my balance and bounced the 2 checks..at least I payed my credit card bills. but at the same time , my mom got really mad and ashamed that I'm 19 and I dont know how to manage my own money..Its not like I'm some materialistic credit card sucker that has to have everything I see...I'm actually pretty restrainedly...but god..its so many things piling on top of the other.
I still dont have my drivers license...failed the test a while back..and been so busy no time to take it again..but my mom still presses about how shameful it is that I'm 19 and can't take myself places.
she sais I should be on my own by now..how all of her friends children are these wonder kids that do for themsevles and I'm here stuck at home being pissed at myself..i had a summer job...2 actually..but I had to quit to get ready for school.
I just want to show my mom that I can be independant and make my own money, I feel really really old not being in my own place, I'm going to try to work and go to school at the same time....16 credit hours this semester...orchestra and yoga classes ( which I'm gonna need desperatly)....
anyone in my same boat? or know how I can deal?
thanks so much for reading
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Financial Independance And Growing Up why can't I grasp either one?
#2
- it's THAT simple.
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- Group: Friends of Soompi
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Posted 19 August 2007 - 09:24 PM
Well... the first step has happened already! You're already moving away from home temporarily to go to school! Perhaps you can take some accounting/finance courses at university as an elective, which can help you in understanding why you need to balance your books and keep on top of your finances. But don't worry about being completely financially independent and "growing up".
I still can't (or rather won't because I'm too lazy
) to balance my books and I'm in the accountancy profession!! I think sometimes our parents just take care of everything for us, and still treat us like children, so it gives us an excuse to be rely on them. I didn't get my drivers license until I was 18 or 19, and that was because my job forced me to have a car.... otherwise I think I would still be taking the subway or bus. You can also try finding a PT job at university too (if you can keep up with the school work load) to increase your finance independence. But generally, don't worry too much about it now! Try not to spend too much and you won't bounce cheques Good luck at university/college!
I still can't (or rather won't because I'm too lazy
) to balance my books and I'm in the accountancy profession!! I think sometimes our parents just take care of everything for us, and still treat us like children, so it gives us an excuse to be rely on them. I didn't get my drivers license until I was 18 or 19, and that was because my job forced me to have a car.... otherwise I think I would still be taking the subway or bus. You can also try finding a PT job at university too (if you can keep up with the school work load) to increase your finance independence. But generally, don't worry too much about it now! Try not to spend too much and you won't bounce cheques Good luck at university/college!
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#3
- latchkey princess.
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- Group: Friends of Soompi
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Posted 19 August 2007 - 09:36 PM
im like that.
financial independent on my parents.
and cant drive.
my father loan money for my school.
but... i tell my parents that im going to finish college.
which i will. my parents are supportive of me that way.
but at the same time i can get independent too.
i agree with your mother that you shouldnt have bounced those checks.
cause it can really ruin your credit.
but at least you have already acknowledged that. good.
just slowly take things.
you know you have to grow. you already know that you need to do
things to show that you are independent.
it's okay to still need mommy and daddy.
you'll be fine.
im sure you think right.
good luck.
you can do it.
financial independent on my parents.
and cant drive.
my father loan money for my school.
but... i tell my parents that im going to finish college.
which i will. my parents are supportive of me that way.
but at the same time i can get independent too.
i agree with your mother that you shouldnt have bounced those checks.
cause it can really ruin your credit.
but at least you have already acknowledged that. good.
just slowly take things.
you know you have to grow. you already know that you need to do
things to show that you are independent.
it's okay to still need mommy and daddy.
you'll be fine.
im sure you think right.
good luck.
you can do it.
#4
- Member
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- Group: Members
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- Joined: 05-October 05
Posted 19 August 2007 - 09:42 PM
Hey, at least you're trying, but be careful about how much you're gonna be piling up. I'm gonna work 20 hours next semester with 12 hours of class (which is the fewest hours I've ever taken) and I think it should be ok. Driving is pretty essential though, I drive about 10 hours a week, more if I have to commute back home (3 hour drive).
What do you spend your money on? You need to calculate it out and cut out what you don't need. I know I spend a LOT on food in college cuz I'm too lazy to cook, so I'm going to try to cook more this coming semester and save some money. Do you shop a lot? Buy a lot of gifts? Itemize your budget and then set limits that you need to follow. And ALWAYS know how much you have in your account.
What do you spend your money on? You need to calculate it out and cut out what you don't need. I know I spend a LOT on food in college cuz I'm too lazy to cook, so I'm going to try to cook more this coming semester and save some money. Do you shop a lot? Buy a lot of gifts? Itemize your budget and then set limits that you need to follow. And ALWAYS know how much you have in your account.
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