[xPnPx]

Today I lent some money to a close friend of mine. She told me that she would pay me back and I responded with 'okay' instead of 'don't worry about it'. Now, I don't think that what I did was wrong. However, that reminded me of how some people never pay me back.. (even though she hasn't paid me back yet from the last time she borrowed money two years ago )

Whenever I remember that people borrowed my money (I have a horrible memory), I usually don't bother with it because I think to myself "they really needed it". But being someone who rarely spends money unless it involves lending it to my friends or buying something for them, I am kind of annoyed when other people that I'm not close to ask to borrow money from me.

I probably will not ask her for my money back since we're close friends anyway, but...how are you when it comes to asking for money back?

Do you ask your family differently than you do your close friends and distant friends? Do you ask your close friends differently than you do your family and distant friends? Do you ask your distant friends differently than you do your family and close friends? (if you guys want, it would also be interesting if you included s/o in the question)

Whenever I remember, it tends to be like this:

Family - I pester them all the time in a joking manner. For some reason, I tend to usually remember when family borrows my money-so that I can rub it in their face and have something to joke around about. Of course I expect them to pay me back, since they're family. (I know. It doesn't make much sense.)

Distant Friends - I tend to never remember when distant friends borrow money from me-or at least the amount that they borrow. It usually doesn't matter to me, but if we're not TOO distant, I'll usually use the money thing as a conversation-starter. (but not a conversation revolving around how they owe me money, but rather just a conversation.) If it's a lot of money, I expect them to pay me back though..

Close Friends - I know people say that family comes before close friends, but for me, I'm nicer to my close friends. Whenever they borrow money from me, I am more than willing to give it to them. I never remind them even when I remember how much money they owe me because to me, it really doesn't matter. I always want to help them out as much as possible.

Of course, the question of 'how much' money they owe me is always taken into consideration. If they borrowed a LOT, regardless of which category they fall into, I will definitely ask for it to be repaid.

[blush]

I feel more comfortable when it comes to my family, so I tend to pester them more as well.
Usually when people ask me for money, I say, "um, sorry, I don't have any money," so I don't have to worry about them never paying me back. However, if they're really close to me, I entrust them with that. With some of my close friends, I don't even really care because I borrow from them as well, so it just kind of becomes even.

[Torento <3]

I don't really lend money to friends, and if I do, they'll pay me back when I am short of change. Unless it's a high value, we don't really keep check, that's what mates are for.

[kishycathiee]

If I let them "borrow" money, they can actually have it!
Exceptions are amounts over $10, because.. I'm broke.

[tofuni]

If it's someone I don't know well, I would ask for my money back because ... well, I don't know them well enough to do favors for them. If it's a close friend, I would just give it to them and they always return the favor when I need it. If it's family, they usually return the money without me asking for it first.

[miika]

It really depends on how much money..
My close friend borrowed 150 bucks from me and she didn't pay me back when I needed it. It took 2 months of me nagging to get it back, sooo that ruined our friendship.
Money is an important manner, I would want it back from whoever it is >=/

[ritzy!]

I never have to ask anyone that I lent money to to pay me back because I only lend it to those who I know have the decency to pay me back without me asking. For me, I don't like borrowing money unless I was desperate for it, like buying a dollar water bottle or something. Even if my friends say don't worry about it, I'd still pay it back. It hurts to take out the money but everyone knows that money doesn't grow on trees, for anyone! If I ever lent anyone money they better pay me back 'cuz I'll be on them like 24/7. Some people may go 'Wow, so stingy' but please...

And for family, they never ask me for money. My mom asks my dad and my siblings, they're all younger so they just ask me to buy stuff for them, lol. It's all good though if family ever asked me for money 'cuz we're all family ...afterall!

[meliawy]

I don't lend any money to people I don't consider as friends and anything over $100 to people I know. Period. Well that is because right now my economic situation is not great plus it's not even my own money. Maybe it's a different story when I do have my own money in case of rainy days. Even then, I would never dream of lending money to someone of substantial amount even if they begged, crawled and cried unless we have a contract signed in blood. Sooo... I have never had to ask for my money back

I've seen friends getting ripped off by those who borrowed money from them and makes me so sad and angry. It is just not worth it, money always ruins a friendship if you let it get in between you.

[HELLO.Cindy]

I lend money to people all the time.
The thing that sucks is that I always lend money to one of my best friends.
And she doesnt pay me back, but I'm okay with it.
But then, whenever I borrow like a nickel, she pesters me about it, just to get it back.'
I payed her back once I found a nickel though (1 week later?)
Cause of that, she doesn't talk to me much anymore O_o
So now, I prefer not to lend or ask for money anymore because it does cause trouble.

[WildSevenGirl]

My friends never really ask for money, but if they have to, then I'm willing to help 'em out.

I usually don't need people pay me back 'cause they give me back the money the next day.

>_> However.

There was this one "friend" that would AAAAAALWAYS ask me for money. ALWAYS. And it got to the point where I'd get so pissed off and just say, "No, I don't have any money." And it would take her weeeeeeeeeeks to pay me back. Once, she racked up forty dollars in two days, and took her two weeks to pay me back.

>_> I'm sorta happy I don't talk to her as much anymore, not to mention she was clingy and a bit conceited.

[한스 ㅋㅋ]

This is why the world is evil like I said.
No matter how nice you are to people, they won't change just because you're nice.

Some people are just naturally like that, they think it's not a big deal.
Look, even if you gave them money, they don't care, in their mind it's like "Well you could have said no, it's no big deal anyway"

That being said, some people do not think this way. I've got different groups of friends that I hang out. And seriously, out of the 4 groups, I can only lend money to 1 of the groups. Because the other 3 doesn't even bother to give it back.

[lalalaaa]

Yeah, this money thing will always be a problem.
It's awkward to ask for money back. Sometimes I can just look over it, but at other times, no.
Everyone should learn to give money back on time. If not, it'll be bad.

[spikeyheadedjerk]

i only lend money to people i know that'll pay me back. and its no more than $20, mostly like 5s and 10s
with me and my close friends i dont worry about it too much.
with family they expect money back, or something in equivalent.
i never asked my mom for money anymore since i got a job. 2yrs

[g-yo]

I have my family sign a 'contract' thing. It's in a joking way, but also serious in a sense because my dad was in law school and wants to make sure I don't lend money out without evidence and then not receiving it back. He pays it back though.

For friends, if they're asking me for money like say, under 5 dollars, then I willingly just give them it because I know they'll do the same for me, but if we're buying a huge gift for somebody and we split money for each other, then we make sure to ask for the money back. My friends and I are pretty straightforward in our requests, so yeah.

Just say that you don't have enough money to lend because money is going to cause a huge problem in your relationship.
Only lend out money when you don't really care so much about receiving it back, but if you actually want the money back, you better talk to them straight-on and ask for it in a polite way.

[SUMM3RxBABii]

the most i lend to a friend is about $5-$10, nothing more, unless i know that friend is really going to repay me back. i don't want to be like those people who never give back so whenever i borrow money from someone, even if it's a quarter, i give every cent back and that's how i gain people's trust.

[Chanellas]

I never ask for money back from my family members, not even my bro or sis. If they're short on change, need more money to gamble, or I go get them coffee or groceries, I don't expect them to pay me back. It's family money. I've only asked for help when it comes to tuition. Other then that, I pay for rent, gas, groceries, clothes, entertainment, everything.

For close friends, I don't expect them to pay me back in cash. I'd just let them pay for my lunch/dunner/movies.

For distant friends, I give them enough for me to not worry about them paying me back. It would be nice, but not expected.

[jphase]

Close friends.. depends on the amount but I usually let them borrow it.

Family members.. I usually don't ask for it back if they offer it, I refuse to take it. Who knows when you'll need them to get you something?

distant friends. nope. If i do, I don't expect to get paid back.

[xeilmach]

I am very straight-forward and just ask them. It feels awkward, but if the money's yours, then you have every right to ask. I would ask even if I have to go through difficult means, but that's only if the amounts is like $5 and above.

[iota]

Of family members, only my brother has ever borrowed money from me and he didn't really even need it - he just borrowed it because he wasn't sure if he had enough to pay for something ... so he pretty much just gave it back when he got home without having used it. My brother (and all my family members, actually) pays for a lot of stuff for me ... it wouldn't be like him to borrow money and not pay it back, but if he did, I wouldn't ask him for it.

Pretty much the same for close friends. If they were that close to me, they'd most likely pay me back without me having to ask about it or remind them. If not then they'd probably end up paying for food/movies, etc. for me at some point anyways. We don't really keep exact tabs.

I rarely lend money to people who I don't really consider close friends ... it just causes trouble. Unless it was a really small amount.

[alohello]

My family doesn't really ask me for money because they all have more than me haha. But yeah, they'd remember to pay me back right away :)

Mhmm I only lend money to close friends because it'd be sort of awkward asking them to pay me back if they were yeah... And no more then $20 :|
My friend still hasn't paid me back the money we used at the supermarket and for another friend's gift and it's been around 2 months? I keep bugging her about it but she always makes a joke out of it lol :P