. Luckily, I haven't missed a payment, so I'm assuming I'm ok?? Hopefully 
. I have 3 btw that I currently use.
How Many Credit Cards Do You Own? and still use?
#1
- Member
-
- Group: Members
- Posts: 329
- Joined: 29-March 09
Posted 12 April 2009 - 08:58 PM
Just curious. It seems as if my expenditures revolve around how much I paid into my credit cards. I'll forever be in credit card debt . Luckily, I haven't missed a payment, so I'm assuming I'm ok?? Hopefully . I have 3 btw that I currently use.
. Luckily, I haven't missed a payment, so I'm assuming I'm ok?? Hopefully . I have 3 btw that I currently use.
#2
- Member
-
- Group: Members
- Posts: 773
- Joined: 22-January 08
Posted 12 April 2009 - 09:10 PM
I have one that I use. Always pay it off at the end of the month.
#3
- あなたの知らない
-
- Group: Members
- Posts: 167
- Joined: 07-January 09
Posted 12 April 2009 - 09:12 PM
2.. a "student visa" card i got in college to start building up credit.. and a reward card i got after having the student card for a while.. never had a credit card debt and never will. 
#4
- Member
-
- Group: Members
- Posts: 93
- Joined: 08-February 09
Posted 12 April 2009 - 09:34 PM
Have 20+ CC cards...
Visa, Mastercard, Discover, AMEX...you name it
My main two are the AMEX blue cash and Chase Freedom. Can't beat those rewards!!
Used to have the Citi Dividend card as a main card...until they cut the reward from 5% to 2%....GG
Visa, Mastercard, Discover, AMEX...you name it
My main two are the AMEX blue cash and Chase Freedom. Can't beat those rewards!!
Used to have the Citi Dividend card as a main card...until they cut the reward from 5% to 2%....GG
#5
- Elite Penguin Molestor
-
- Group: Members
- Posts: 979
- Joined: 19-October 08
Posted 12 April 2009 - 09:59 PM
QUOTE (1336.5 @ Apr 12 2009, 10:34 PM) <{POST_SNAPBACK}>
Have 20+ CC cards...
Visa, Mastercard, Discover, AMEX...you name it
My main two are the AMEX blue cash and Chase Freedom. Can't beat those rewards!!
Used to have the Citi Dividend card as a main card...until they cut the reward from 5% to 2%....GG
Visa, Mastercard, Discover, AMEX...you name it
My main two are the AMEX blue cash and Chase Freedom. Can't beat those rewards!!
Used to have the Citi Dividend card as a main card...until they cut the reward from 5% to 2%....GG
Just why do you need so many cards? With a Amex blue cash, you'll need to spend between $8666-13000 before its rewards beat the common 1%-2% (gas, supermarkets, restaurants) cash-back rewards card. And why Chase Freedom? I'm sure you have better choices.
How exactly do you utilize your cards?
----
As for me, I have 4 cards that I rotate regularly to boost my credit rating. They are all cash-back rewards cards as other rewards cards are quite a hassle to spend (and they really don't offer better returns than 2-3% except under specific & annoying conditions.)
I find it very annoying when credit cards are not allowed in certain stores because I don't carry change (makes your wallet huge). I tend to avoid those stores in general.
#6
- little miss trouble
-
- Group: News Team
- Posts: 5,965
- Joined: 06-October 05
Posted 13 April 2009 - 04:28 AM
uhm. none?
i have a debit card that can be used as a credit card, but i can't use it here in japan.
over here, i applied for a card through my bank and i was rejected cuz i am a foreigner...
i have a debit card that can be used as a credit card, but i can't use it here in japan.
over here, i applied for a card through my bank and i was rejected cuz i am a foreigner...
i write an important thing, and do not let's finish. a way of writing for freedom.
#8
- Member
-
- Group: Members
- Posts: 159
- Joined: 18-October 05
Posted 13 April 2009 - 04:49 AM
I have one for business and one for personal. I rarely use them, and don't carry a balance.
#10
- Member
-
- Group: Members
- Posts: 358
- Joined: 25-August 08
Posted 13 April 2009 - 05:09 AM
i only have one and its worth $700 my student loan is worth $4.000 and I have a car worth $19,000. i just lost my job due to some jacka$$ of a store manager.
My skin maybe glass but my heart is made of steel you can pierce it,set it on fire,beat it with a sludge hammer but it will not falter, you can have my body, my mind, destroy my identity but not the soul that lies within me ,the female Warrior Spirit
#11
- lurker
-
- Group: Friends of Soompi
- Posts: 3,260
- Joined: 04-October 05
Posted 13 April 2009 - 05:24 AM
QUOTE (1336.5 @ Apr 13 2009, 01:34 AM) <{POST_SNAPBACK}>
Have 20+ CC cards...
dang that's a lot.
i have three + 2 store credit cards.
i only use one card regularly, the other two i sometimes use for balance transfer offers.
the store cards, i pay 'em off right away.
#12
- Member
-
- Group: Members
- Posts: 302
- Joined: 06-October 05
Posted 13 April 2009 - 06:03 AM
I have zero. I have one debit card for personal and one for business.
#13
- Member
-
- Group: Members
- Posts: 655
- Joined: 24-February 09
Posted 13 April 2009 - 06:08 AM
3.
One for CDN with cashback dividends and no annual fee, and two USD cards - one for cashback, and the other for SPG.
One for CDN with cashback dividends and no annual fee, and two USD cards - one for cashback, and the other for SPG.
#14
- Member
-
- Group: Members
- Posts: 811
- Joined: 06-October 05
Posted 13 April 2009 - 06:23 AM
I have 2 credit cards - a Citibank MC and AMEX
I hardly ever use the AMEX and I'm trying hard to pay off my MC balance, lol.
I hardly ever use the AMEX and I'm trying hard to pay off my MC balance, lol.
#15
- The Mysterious One
-
- Group: Friends of Soompi
- Posts: 2,704
- Joined: 04-October 05
Posted 13 April 2009 - 06:27 AM
3 personal...
Citibank MC, Chase MC, and Amex.
2 business...
Chase MC and Amex.
Although Chase isn't ideal when it comes to rewards, it just makes my banking simpler. I have accounts with Chase for just about everything. I dont carry balances so it doesn't really matter which card I use. I occassionaly do but only to spread out payments to hide large purchases from the misses..haha. She eventually finds out anyway but at least it buys me a little time to come up with excuses. xP
Citibank MC, Chase MC, and Amex.
2 business...
Chase MC and Amex.
Although Chase isn't ideal when it comes to rewards, it just makes my banking simpler. I have accounts with Chase for just about everything. I dont carry balances so it doesn't really matter which card I use. I occassionaly do but only to spread out payments to hide large purchases from the misses..haha. She eventually finds out anyway but at least it buys me a little time to come up with excuses. xP
:)
#17
- Member
-
- Group: Members
- Posts: 323
- Joined: 01-December 08
Posted 13 April 2009 - 07:22 AM
I have only one right now. Kind of hard to have anymore if I don't have a job.
#18
- gatorade distributer
-
- Group: Members
- Posts: 1,978
- Joined: 27-October 08
Posted 13 April 2009 - 09:40 AM
QUOTE (Millou @ Apr 13 2009, 09:48 AM) <{POST_SNAPBACK}>
none, I'm still a student so I can't afford one. And I like to pay cash...
Ding ding! Same here, no credit, no woes.. just keep my cash on me to make my life easier :]
#19
- Hey, I'm still alive aren't I?
-
- Group: Members
- Posts: 586
- Joined: 16-November 06
Posted 13 April 2009 - 10:20 AM
I have one cc and one debit card. I pretty much only use my cc for gas only and pay it all off at the end of the month. Gotta build up my credit!
Let me know when the sky falls down so I can catch it.
#20
- tom-o-hisa yummy-pi
-
- Group: Members
- Posts: 863
- Joined: 20-December 08
Posted 13 April 2009 - 10:24 AM
one, I had it since 18 and still using it. Although I have a debit visa card which is not a credit card but just under visa. But my current CC I'm still paying off til now 
Tomohisa says MAJIDE, Yamapi SHOCK. 
Toma says YATTA. 
Toma says YATTA.
