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Subaru 2.5

#1 User is offline   achang531 

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Posted 13 January 2006 - 07:52 AM

My boyfriend and I were talking and he said that if I were to get a subaru impreza 2.5 my insurance would be higher b/c it's technically a sports car. Is that true?
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#2 User is offline   lakbum25 

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Posted 13 January 2006 - 08:14 AM

Just wondering, what car do you have insured right now? There's a good chance it will go up but I actually wonder if they consider a 4 door car a sports car.

If you were thinking about getting it, just call up some insurance companies and get a quote. That's the easiest way to determine whether it will be more or not.
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#3 User is offline   Orijinalx 

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Posted 13 January 2006 - 09:25 AM

i dont think it would really that high. The 2.5 is not a turbocharged car like the WRX/STi, so im guessing the insurance would be cheaper than those cars, and not sure if u would call a 2.5 a sports car.
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#4 User is offline   theonecalledy2ckt 

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Post icon  Posted 13 January 2006 - 09:25 AM

QUOTE(lakbum25 @ Jan 13 2006, 11:14 AM) View Post

Just wondering, what car do you have insured right now? There's a good chance it will go up but I actually wonder if they consider a 4 door car a sports car.

If you were thinking about getting it, just call up some insurance companies and get a quote. That's the easiest way to determine whether it will be more or not.

why would they not consider a sports car if it has 4 doors? the rx-8 technically has 4 doors, but you'd prolly classify that as a sports car. doing that to the 2.5 RS would also mean evo drivers would have this problem too, right? o.O
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#5 User is offline   achang531 

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Posted 13 January 2006 - 09:35 AM

Right now I have a 2000 Toyota Echo
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#6 User is offline   sleepy Tiger 

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Posted 13 January 2006 - 09:35 AM

It's considered a sporty sedan, not a pure sports car.
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#7 User is offline   Brian T 

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Posted 13 January 2006 - 09:59 AM

Its a sedan, it has all of like 160hp, and it's AWD. Sounds pretty damn unsporty to me. Might as well start calling Civics sport cars.
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#8 User is offline   lakbum25 

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Posted 13 January 2006 - 10:56 AM

As others have already commented, I would consider it a sporty sedan, not a sports car. I mean, even with my G35 ,which has only two doors, I wouldn't consider it a "sports car." I guess my definition of a sports car is a two door, two passenger car with performance as the top priority in its design and construction.

As for owning the Echo, your insurance will most likely go up.
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#9 User is offline   ZiGeNX77 

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Posted 13 January 2006 - 02:27 PM

Well aside from the debate on what is a true sports car or not, insurance companies might classify it as a sports car... but like Brian said, I'm not too sure 2.5 fits in that sports category at all. It doesn't have any real characteristics of a sports car.

If they have a bad record of drivers with the 2.5s your insurance might go up. From a Toyota Echo, I would say almost any car you get to replace it would have higher insurance rates.
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#10 User is offline   HKS457 

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Posted 13 January 2006 - 03:47 PM

its not that bad if you are talking about the 2.5RS coupe. my 3rd pt insurance per month is a lil over 100 with 1 ticket @ age of 19 -_____-, but i m going to get the full coverage soon

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#11 User is offline   ghost 

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Posted 13 January 2006 - 04:23 PM

just get a quote from an insurance site or from your agent
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#12 User is offline   some-azn-guy 

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Posted 14 January 2006 - 01:33 AM

QUOTE(achang531 @ Jan 13 2006, 10:52 AM) View Post

My boyfriend and I were talking and he said that if I were to get a subaru impreza 2.5 my insurance would be higher b/c it's technically a sports car. Is that true?

2.5 is NOT a sports car. if a broker tells you it is, he/she is full of it; that car is a sedan, designed to be economical, efficient and practical.

sports cars are the opposite.
-economy? what's that mean? huh.gif
-efficient? yah...right.. rolleyes.gif
-practical? as if.. laugh.gif


whether or not your premiums go up, will likely depend on your driving record; and i don't know what you're currently driving. just call around and get some quotes.
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#13 User is offline   OMGHIyori2U 

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Posted 14 January 2006 - 05:52 PM

QUOTE(achang531 @ Jan 13 2006, 07:52 AM) View Post

My boyfriend and I were talking and he said that if I were to get a subaru impreza 2.5 my insurance would be higher b/c it's technically a sports car. Is that true?



Are you talking about the 2006 models? If so, both the regular RS and turbo models are 2.5L engines.

So it really depends which model you're talking about, the turboed or non-turboed. I honestly don't know what insurance classifies the RS model at, but since I have a Wrx, insurance classifies it as a "sports car". It's pretty ghey if you ask me dry.gif

I'm 25, have no tickets, accidents, or violations, I get quoted for roughly $2800 per 6 months for full coverage:

Liability 250k/500k
Property Damage 100k
500 Deductible comprehensive/collision

To keep my premiums lower, they insured me under my mom's car and her under my car. My insurance is still high though $1100 per 6 months tears.gif (State Farm)
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#14 User is offline   Orijinalx 

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Posted 14 January 2006 - 05:56 PM

^ i thought when you hit like 23 or something like that your insurance drops a lot. My cousin said his dropped a lot, so thats why he got a s2k after his prelude got totaled.
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#15 User is offline   OMGHIyori2U 

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Posted 14 January 2006 - 06:07 PM

that's what I thought as well. When I got quoted with Metlife, I asked them how much it would be if I was age 26 (which would be in about 2 months). The agent said it dropped the price by like $40 lol laugh.gif mellow.gif
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#16 User is offline   lakbum25 

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Posted 17 January 2006 - 09:10 AM

QUOTE(OMGHIyori2U @ Jan 14 2006, 08:52 PM) View Post

Are you talking about the 2006 models? If so, both the regular RS and turbo models are 2.5L engines.

So it really depends which model you're talking about, the turboed or non-turboed. I honestly don't know what insurance classifies the RS model at, but since I have a Wrx, insurance classifies it as a "sports car". It's pretty ghey if you ask me dry.gif

I'm 25, have no tickets, accidents, or violations, I get quoted for roughly $2800 per 6 months for full coverage:

Liability 250k/500k
Property Damage 100k
500 Deductible comprehensive/collision

To keep my premiums lower, they insured me under my mom's car and her under my car. My insurance is still high though $1100 per 6 months tears.gif (State Farm)


Wow...I wonder if you could get a better quote elsewhere...cause that's a lot, even under your mom. I'm paying $900 per 6 months, but I've had two tickets and this is with a G35. I'm 24 right now so I don't get the discount you get at 25. Originally, Progressive had quoted me for like $1300 per 6 months, so I called around.
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