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Professional Financial Aid Advisors To Answer Your Questions PLEASE READ OTHER MEMBERS' POSTS BEFORE POSTING YOUR QUESTION

#401 User is offline   kat* 

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Posted 24 May 2009 - 05:59 PM

Hmm okay .. o.o

Okay so right now I'm studying Fine Arts in college but after a few months into this course I now realise that I want to do A-levels & have a larger choice when it comes to choosing a profession / university .

My question is , do you think it would be right if I stayed in college an extra 2 years to do a-levels ?
I plan on taking English language , philosophy & still thinking on psychology & biology ;__;
I'm hesitating because I don't really want to be left behind by my friends sad excuse but I need honest advice >.>
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#402 User is offline   mangolover 

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Posted 08 June 2009 - 02:45 PM

Hi smile.gif
I've been researching banks to apply for private student loans but
i was wondering it was better to go with the prime rate or the Libor index
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#403 User is offline   Da-Re 

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Posted 10 June 2009 - 12:40 PM

I just got my FAFSA confirmation and my efc (after verification) is 06353. The school made a correction (I initially put 5 members in our family because my sister (who is 25) and her son lives with us.), to 3 family members in my family. So I am not eligible for Federal Pell Grant. My questions:

1. (Perhaps this is out of bitterness/jealousy) Why is it that other people are able to receive the Federal Pell Grant, even when their parents make substantially more than my parents? Could it be that I filled my fafsa out a bit late? I filled out my fafsa in mid march, and because it was put up for verification and stuff, the process has pretty much dragged on until June. My parent's income is by the way, below average for the area we live in.

2. Since I did not receive any Federal Pell Grant, should I even bother applying for FAFSA next year? The process is extremely complicated, and at this point it seems very "pointless" because I have just wound up with loans.


when you assume, you make an ass out of u and me.
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#404 User is offline   raknakondee 

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Posted 11 June 2009 - 12:56 PM

I have a problem!
Ok, so I got a 15,000 dollars scholarship (outside). Now the school is going to take away my work study. But can they take away my cal grant too?!
b/c if they do, I will have to pay 10,000 dollars family contribution. I don't have the money!!!

So, Do you think they will take away my cal grant?

please reply
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#405 User is offline   영원한 사랑 

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Posted 18 June 2009 - 06:17 PM

I have a concern. I didn't receive any free money this semester and only loans. I applied for FAFSA and they say im not eligible for pell grant because of my parents income. I really need some grants or something to help pay for my tuition but i wasn't offered any. i looked into scholarships too but they all require so many things so yeah. Any way to get some grants somehow even if i did not receive any?
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#406 User is offline   ★-dreAM-☆ 

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Posted 23 June 2009 - 08:12 PM

i'm planning to apply for a private loan by bank and i need some help.
does anyone know which bank provides the best interest rate as of now and the "best"?
i was thinking either citi or chase, any suggestions? :l
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#407 User is offline   chikashi 

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Posted 25 June 2009 - 02:04 AM

QUOTE (★-dreAM-☆ @ Jun 23 2009, 10:12 PM) <{POST_SNAPBACK}>
i'm planning to apply for a private loan by bank and i need some help.
does anyone know which bank provides the best interest rate as of now and the "best"?
i was thinking either citi or chase, any suggestions? :l


I'm inquiring about this too.
Also, are loans from scholarship search websites like the Sallie Mae Smart Option Student Loan trustworthy or have better interest rates than loaning from a bank?



credits to nessesatee
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#408 User is offline   sweet_lia 

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Posted 01 July 2009 - 10:41 PM

When do Pell grant award letters/checks come in ?

Anyone know whats up with the Cal Grant & IOU's ?
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#409 User is offline   `LANE 

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Posted 21 July 2009 - 04:07 PM

for the Federal Stafford Unsubsidized Loan, is it better to pay the interest while in school or after graduation ?

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#410 User is offline   halcyondays 

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Posted 22 July 2009 - 11:31 PM

i'd like to know the answer to the above poster's question as well.

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#411 User is offline   smileyface(: 

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Posted 23 July 2009 - 07:23 PM

QUOTE (sweet_lia @ Jul 1 2009, 11:41 PM) <{POST_SNAPBACK}>
When do Pell grant award letters/checks come in ?

Anyone know whats up with the Cal Grant & IOU's ?

I also have the same question for pell grant.
I have another question:
So. i applied for fasfa and i'm qualified & De Anza(the cc im applying to) received it.
But i can't log-in to see how much i got from fasfa or anything. Do i have to turn in documents or something to De Anza?

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#412 User is offline   Annyon 

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Posted 29 July 2009 - 05:27 PM

Umm question... I actually turned in my FAFSA kinda late (Early, mid June-ish) but I was qualified for a certain amount... But since I haven't registered as a student yet at the college I'm going to (Community college, pftt haha), is that money still guaranteed to be mine? I haven't registered at my school yet which means I haven't been able to turn in my Financial Aid Status Letter... So does my money amount go down since I've been procrastinating? Or does it count as mine since I already did register for FASFA and was qualified for 'x' number of money? Oh gosh, I'm confusing myself... x_x
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#413 User is offline   xclueless 

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Posted 30 July 2009 - 08:53 PM

I'm sorry if this is a stupid question but I am VERY confused on how I even get my FAFSA.

I applied for it months ago before the deadline and everything and now my mom is hussling me asking me when I get the money, how I get it, how much i'm getting, and all that. The thing is I don't even know myself and neither do my friends. When do I know how much money FAFSA is going to give me? And how do I even get it? Is it going to be mailed to me? The same goes with Calgrant also.

Sorry if it's dumb but please help, i'm totally lost.
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#414 User is offline   proFRESHional. 

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Posted 30 July 2009 - 11:41 PM

QUOTE (xclueless @ Jul 30 2009, 09:53 PM) <{POST_SNAPBACK}>
I'm sorry if this is a stupid question but I am VERY confused on how I even get my FAFSA.

I applied for it months ago before the deadline and everything and now my mom is hussling me asking me when I get the money, how I get it, how much i'm getting, and all that. The thing is I don't even know myself and neither do my friends. When do I know how much money FAFSA is going to give me? And how do I even get it? Is it going to be mailed to me? The same goes with Calgrant also.

Sorry if it's dumb but please help, i'm totally lost.


it depends on which college you are attending. I used to attend a community college and the school mails me an award letter stating how much I am suppose to received for the year and how much do I received each semester for that year. And, they notified me by mail to go to the school and claim the cheque.

Now that I'm attending a california state university, it's disbursed on first day of school and they use up that financial aid to pay any fees that I owe them. Whatever that's leftover is mailed to me.

As for the cal grant, it comes along with the financial aid for my schools
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#415 User is offline   felinius 

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Posted 31 July 2009 - 12:32 AM

QUOTE (`LANE @ Jul 21 2009, 05:07 PM) <{POST_SNAPBACK}>
for the Federal Stafford Unsubsidized Loan, is it better to pay the interest while in school or after graduation ?


IMO I would say pay it during school so the interest doesn't build up. This is exactly why I suggest Subsidized loan to my bf: government pays interest while in school.
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#416 User is offline   JunsuLove 

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Posted 31 July 2009 - 05:10 PM

So FAFSA just offered me two federal loans, one subsidized & one unsubsidized, but the maximum offer they gave doesn't cover what I'm going to need (tuition & books). I'm still in need of another $4000, where could I apply for more loans?

Junsu Love
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#417 User is offline   `LANE 

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Posted 01 August 2009 - 06:17 AM

okay so I was recently approved for the federal stafford loans, sub and unsub. totaling $5500.

but after being approved.. i got a letter in the mail that says that my lender has agree to provide the following funds (etc.)
and listed below was only the unsub $2000..

does that mean i'm only getting the unsub ? i contacted AES and they were like you were apprved for the unsub and sub, but that was totally not my question.

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#418 User is offline   _ShiKAndA_ 

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Posted 10 August 2009 - 05:58 PM

so i got calgrant b but i have to fill in the
california high school graduation certification form which is in the requirements section
its like 2 easy clicks but i cant submit.

why cant i click submit?

nvm found the problem. i couldnt edit my info due to maintenance -___-
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#419 User is offline   xclueless 

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Posted 10 August 2009 - 07:41 PM

My FAFSA still hasn't went through because my college says they need to have a proper photo ID. I went to my college about 2 weeks ago, made a copy of my passport, and gave it to the financial aid office. I checked on the website to see if it has went through yet and it still hasn't. Should I call them or does it usually take a while for the whole process to go through? I mean it's been two weeks and that seems pretty long to me especially since i hand delivered it to the financial aid office.. And it's not like it's a whole bunch of paper work, it's just a verification of my identification!
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#420 User is offline   jadeooo 

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Posted 12 August 2009 - 09:45 PM

Hello smile.gif I was wondering which loan is a better loan to get?

The Federal Perkins Loan or Federal Direct Loan Subsidized?

Someone please answer, thank you!

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